Mount Joy Homes under $400,000

Mount Joy Homes under $400,000

Welcome to Mount Joy, Pennsylvania—a charming town nestled in the heart of Lancaster County. Known for its rich history, friendly community, and picturesque landscapes, Mount Joy offers a unique blend of small-town charm and modern conveniences. With a population of just over 7,000 residents, this delightful town exudes warmth and hospitality, making it an ideal place for families, young professionals, and retirees alike.

Mount Joy boasts an array of local parks, quaint shops, and delicious dining options, ensuring that residents enjoy a vibrant lifestyle. The town's close-knit community hosts various events throughout the year, from seasonal festivals to farmer’s markets, creating a lively atmosphere that fosters connection among neighbors. Nature enthusiasts will appreciate the scenic trails and nearby parks, perfect for hiking, biking, or simply enjoying the great outdoors.

For those looking to call Mount Joy home, the real estate market offers incredible opportunities, especially for homes under $400,000. Whether you’re searching for a cozy single-family home, a charming townhome, or a spacious property with a yard, Mount Joy has something to suit every taste and budget. With its affordable housing options and a strong sense of community, it’s no wonder that Mount Joy is becoming a sought-after destination for homebuyers.

Discover the beauty and warmth of Mount Joy, where affordable living meets a vibrant community spirit. Your dream home awaits in this enchanting Pennsylvania town!

Newest Mount Joy Homes under $400,000

309 Sagamore Hl, Mount Joy
$189,900
2 Beds ⋅ 3 Baths
*** CASH ONLY ***Excellent opportunity in the popular community of Florin Hill! Offering approximately 1,600 square feet of living space, this 2-bedroom, 2.5-bath home features a spacious family room that flows into the dining area and kitchen. Both generously sized bedrooms offer private en suite bathrooms and walk-in closets. Additional features include a full basement providing ample storage and a one-car garage with additional storage space. This property presents an excellent opportunity for a buyer or investor ready to complete extensive renovations and bring the home back to its full potential. Renovations will include drywall repair and replacement in many areas, trim and door replacement, subfloor replacement, new flooring, and painting. The majority of the repairs needed are on the main level of the home. CASH OFFERS ONLY. Agents, please review Agent Remarks for important additional information.

309 Sagamore Hl, Mount Joy

Listing courtesy of RE/MAX Realty Associates. Contact:

133 Farmington Way, Mount Joy
$385,000
4 Beds ⋅ 4 Baths
Nestled in the serene community of The Lakes at Donegal Springs, this exquisite end-of-row townhouse offers a harmonious blend of luxury and comfort. Built in 2004, this traditional-style residence boasts 1,929 square feet of thoughtfully designed living space, perfect for those seeking an elevated lifestyle. Additional 796 square feet living space in the lower level. Step inside to discover an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The family room, adorned with a charming corner gas fireplace and elegant mantel, creates a cozy atmosphere for gatherings. Recessed lighting and ceiling fans enhance the ambiance, while carpeting and hardwood flooring add warmth throughout. The kitchen is a culinary enthusiast's dream, featuring a built-in range, microwave, and dishwasher, alongside ample cabinetry and a pantry for all your storage needs. Enjoy casual meals in the kitchen's table space or host dinner parties in the adjoining dining area, where memories are sure to be made. Retreat to the luxurious primary suite, complete with a spa-like bathroom featuring a jetted tub, stall shower, and dual vanities. Two additional bedrooms provide ample space for guests or a home office, while the fully finished daylight basement offers endless possibilities for recreation or relaxation. Outside, the property is equally impressive. A beautifully maintained rear yard adjoins open common areas, providing a sense of privacy and tranquility. Enjoy outdoor living on the spacious deck and patio, perfect for al fresco dining or simply unwinding in the fresh air. The paved driveway leads to a two-car attached garage, ensuring convenience and security. Additional features include a main floor laundry for effortless chores, a water conditioner for enhanced quality, and a well-designed layout that maximizes both space and functionality. The community is adorned with sidewalks and street lights, promoting a safe and inviting environment. This home is not just a residence; it's a lifestyle choice that offers the perfect blend of luxury, comfort, and community. Experience the best of modern living in a setting that feels like home. HOA takes care of snow removal and lawn care. The only change you might want to make is to replace some of the flooring/carpet.

133 Farmington Way, Mount Joy

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

845 Terrace Ave, Mount Joy
$175,000
3 Beds ⋅ 2 Baths
AUCTION DATE - WEDNESDAY, OCTOBER 21, 2026 AT 4 PM. LISTED PRICE IS AN OPENING BID ONLY AND IS NOT INDICATIVE OF THE FINAL SALE PRICE. REAL ESTATE: One owner split foyer dwl. w/1574 SF finished area, eat-in kitchen w/appliances & dining area w/slide door to rear covered screened-in deck, living rm. w/bow window, 3 bdrms., 1½ baths, lower level L-shaped family rm., laundry w/washer & dryer included, electric baseboard heat, additional rear deck 12x10 & oversized built-in 1 car garage all on 4/10 ACRE rural lot w/mature shade, macadam driveway, public water & sewer. NOTE: Ideally located custom one owner split foyer dwl. in quiet well established residential area. House may need some cosmetics. Great & convenient location, minutes to Rheems, Elizabethtown & Manheim. Easy access to Rts. 230, 772 & 283. Terms 10% down, balance 60 days or before. Personal inspection by appointment or open house Sat., October 3, 10 & 17 from 1 to 4 PM.

845 Terrace Ave, Mount Joy

Listing courtesy of Kingsway Realty - Ephrata. Contact:

437 Deerfield Dr, Mount Joy
$259,900
3 Beds ⋅ 2 Baths
Charming & Well-Maintained Interior Townhome! Welcome home to this inviting 3-bedroom, 1.5-bath interior townhome offering comfortable living and a convenient layout. The main level features a welcoming living area, dining space, and kitchen, providing a great flow for everyday living and entertaining. Two bedrooms are located on the second floor, while the third bedroom is privately situated on the third floor, offering flexibility for a primary suite, guest room, home office, or additional living space. One of the home's highlights is the screened-in porch overlooking the backyard—the perfect spot to enjoy your morning coffee, relax with a good book, or unwind at the end of the day. The unfinished basement provides excellent storage space and includes the laundry area. Enjoy the convenience of two paved parking spaces, with additional street parking available when needed. Well maintained and ready for its next owner, this charming townhome offers comfortable living with plenty of outdoor enjoyment. Schedule your showing today!

437 Deerfield Dr, Mount Joy

Listing courtesy of RE/MAX Evolved. Contact:

228 S Market St, Mount Joy
$349,900
2 Beds ⋅ 2 Baths
Welcome to this easy living two-bedroom, two-bathroom ranch home. Inside, you will find a cozy living area with a gas fireplace, warm hardwood and ceramic tile floors, and classic details like crown molding, chair rail, and beautiful custom built-in cabinetry in the living room, bedroom #2 and the hall bath. You won't be disappointed. The convenient main-floor laundry makes daily chores a breeze, and the layout includes some helpful handicap-accessible equipment for extra ease and mobility. You'll love the sunroom for sunny morning coffee and easy access to the nice back deck. The awning will provide comfortable shade for mid day relaxing. Parking and storage are top-notch with a huge, oversized detached two-car garage plus additional off-street parking. Important updates bring peace of mind, including a five-year-young HVAC system, a roof installed in 2012, gas heat, gas hot water, and supplemental electric baseboard heat. With no basement to worry about maintaining, this comfortable home offers low-maintenance single-story living at its finest. Be sure to add this one to your tour list!

228 S Market St, Mount Joy

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

326 Pinkerton Rd, Mount Joy
$300,000
3 Beds ⋅ 3 Baths
This property will be offered at Public Auction on Thursday, October 29, 2026 @ 6pm. The listing price is the opening bid only and in no way reflects the final sale price. 10% down due at auction, 2% transfer tax to be paid by the purchaser, real estate taxes prorated. This spacious split-level home offers a practical layout with plenty of room for everyday living, entertaining, and storage. The main level features a comfortable living room, kitchen, and dining area. Upstairs, you’ll find a spacious primary bedroom with a private bathroom. The level also includes two additional bedrooms and a full bathroom. The lower level provides additional living space with a family room, laundry area, and full bathroom, along with a rear garage/shop offering convenient garage access. Outside, the property includes a welcoming front porch, rear deck, children’s play area, and a storage shed. With multiple living areas, ample storage, and useful outdoor spaces, this home offers plenty of flexibility for a variety of needs. Overall, this property offers a versatile layout, generous living space, and a variety of indoor and outdoor features that make it a great opportunity for a new owner.

326 Pinkerton Rd, Mount Joy

Listing courtesy of Cavalry Realty LLC. Contact:

112 W Donegal St, Mount Joy
$329,900
3 Beds ⋅ 2 Baths
Welcome to 112 W. Donegal Street in Mount Joy, where you'll find room to live, gather, and enjoy both the home and the property. Offering over 2,000 square feet, this well-maintained home features spacious living and dining rooms, along with a cozy rear family room with a gas stove that opens to the expansive composite deck. Front and rear staircases add both character and convenience, while replacement windows, gas heat, central air, an updated bathroom, and a newer water heater provide comfort and peace of mind. Outside, you'll enjoy a large fenced yard, side balcony, detached garage/workshop, attic storage in both the home and garage, and off-street parking for five vehicles. The waterproofed basement with sump pump offers additional storage. Conveniently located near parks, restaurants, shopping, and Route 283 access, this home offers a combination of space, flexibility, and outdoor living that's hard to find.

112 W Donegal St, Mount Joy

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

4065 Marietta Ave, Mount Joy
$349,000
4 Beds ⋅ 2 Baths
Welcome to a truly special piece of Mount Joy history! This beautifully updated Colonial farmhouse is believed to be the second-oldest home in Mount Joy, offering a rare combination of historic character, timeless charm, and modern convenience. Nestled in desirable West Hempfield Township and located directly adjacent to Farmdale Elementary School, this property offers a lifestyle that is hard to find. Imagine being able to walk your kids to school through your own backyard while still enjoying the space of a country-style property. And when it’s time to head out, you're just 5 minutes from both Route 30 and Route 283, making commuting and getting around the area incredibly convenient. The home retains the character and charm you would expect from an older farmhouse while benefiting from thoughtful modern updates. All appliances are less than a year old, while major improvements include a finished attic in 2019, new roof in 2021, mini-split heating and cooling installed in 2022, finished office in 2023, new high-efficiency boiler in 2025, and new gutters and laundry room completed in 2026. Outside, the property truly shines. The huge backyard provides plenty of room for entertaining, gardening, recreation, or simply enjoying the outdoors. Two barns add tremendous versatility and storage, offering space for hobbies, a workshop, equipment, or whatever your needs may be. Homes with this combination of history, character, land, outbuildings, modern updates, and convenient access rarely come available. If you've been looking for an authentic old farmhouse with a story to tell—without giving up today's comforts—this one deserves a closer look.

4065 Marietta Ave, Mount Joy

Listing courtesy of Inch & Co. Real Estate, LLC. Contact:

110 N Barbara St, Mount Joy
$324,999
5 Beds ⋅ 3 Baths
110 N Barbara St offers an exceptional opportunity to own a spacious and thoughtfully updated 5-bedroom, 3-bathroom single-family home in a convenient Mount Joy location. Featuring approximately 1,950 square feet of finished living space, this property combines classic character with extensive modern improvements. Recent updates include renovated bathrooms, updated kitchen spaces, upgraded electrical and plumbing systems, a heat pump, new mini-split systems, and a 65-gallon hot water heater, providing comfort, efficiency, and peace of mind. The partially finished basement adds valuable flexible space for recreation, storage, a home office, or hobbies. Situated on an approximately 3,049-square-foot lot, the home reflects significant investment by the seller and showcases numerous renovations throughout. With its blend of timeless appeal, functional living space, and major mechanical upgrades, this move-in-ready property is ready to welcome its next owner.

110 N Barbara St, Mount Joy

Listing courtesy of Coldwell Banker Realty. Contact:

204 E Main St, Mount Joy
$245,000
2 Beds ⋅ 2 Baths
Nestled in the charming, historic town of Mount Joy, this unique property offers an opportunity for cozy residential living. On the first floor you will find a spacious updated kitchen and a large living room. What makes this property truly special is the versatile front room that was previously used as a store front but can easily be transformed into new retail space. The second floor features a one-bedroom layout with a recently updated full bathroom, and bonus room that could be used as a bedroom and the potential for a roof top deck. The house exudes tons charm. With a generous backyard this property presents endless possibilities for creating your ideal home and business location.

204 E Main St, Mount Joy

Listing courtesy of Kingsway Realty - Lancaster. Contact:

7 Lancaster Est, Mount Joy
$130,000
1 Beds ⋅ 1 Baths
Cozy 1 bedroom, living room, dining room 1 bath with 2nd floor unit is currently tenant occupied and has been there 2023 and would love to stay. Community pool, close to shopping center major highways Mount Joy is known for its quaint square, coffee shops and the famous Bube's Brewery

7 Lancaster Est, Mount Joy

Listing courtesy of Manor West Realty. Contact:

71 Lancaster Est, Mount Joy
$125,000
1 Beds ⋅ 1 Baths
Cozy 1 bedroom, living room, dining room 1 bath with fireplace 2nd floor unit is currently tenant occupied and has been there 2015 and would love to stay. Community pool, close to shopping center major highways Mount Joy is known for its quaint square, coffee shops and the famous Bube's Brewery

71 Lancaster Est, Mount Joy

Listing courtesy of Manor West Realty. Contact:

Start Your Search